Quebec Take-Home Pay Calculator
Calculate your net salary in Quebec with QPP, QPIP & federal tax abatement included
Updated for 2025 tax year • QPP rate: 6.4% • QPIP rate: 0.494% • Federal abatement: 16.5%
Why Quebec is Different
QPP instead of CPP
Quebec has its own pension plan with different rates and maximums than the rest of Canada.
QPIP instead of EI
Quebec Parental Insurance Plan provides unique parental benefits not available elsewhere.
Federal Tax Abatement
Quebec residents get a 16.5% reduction on federal taxes due to provincial tax collection.
Quebec Salary Calculator 2025
Understanding Quebec Taxes and Deductions
QPP Contributions
Quebec Pension Plan: 6.4% on earnings between $3,500 and $71,300, plus 4% on earnings from $71,300 to $81,200.
Learn More →QPIP Premiums
Quebec Parental Insurance Plan: 0.494% on earnings up to $98,000 for enhanced parental benefits.
Learn More →Federal Abatement
16.5% reduction on federal taxes because Quebec collects its own provincial taxes.
Calculate →Provincial Taxes
Quebec provincial tax rates from 14% to 25.75% with basic personal amount of $17,183.
Calculate →Where Does Your Money Go in Quebec?
Quebec's unique tax structure with QPP, QPIP, and federal abatement
How Quebec Compares to Other Provinces
Based on your annual gross income of $0, here's how your take-home pay compares across Canada for 2025.
| Province | Gross Pay | Total Deductions | Net Pay | Average Tax Rate |
|---|
Frequently Asked Questions About Quebec Taxes
Why doesn't Quebec use CPP and EI?
Quebec has its own social programs: QPP (Quebec Pension Plan) and QPIP (Quebec Parental Insurance Plan) which provide different benefits and have different contribution rates than the federal CPP and EI programs.
What is the federal tax abatement?
The 16.5% federal tax abatement reduces your federal taxes because Quebec collects its own provincial taxes and provides similar services that the federal government provides in other provinces.
How is QPP different from CPP?
QPP has slightly different contribution rates and benefit calculations. For 2025, QPP is 6.4% (vs CPP at 5.95%) but offers enhanced benefits and different maximum pensionable earnings.
What benefits does QPIP provide?
QPIP provides parental and maternity benefits that are more generous than federal EI, including longer benefit periods and higher replacement rates for new parents.
More Canadian Tax Calculators
Explore our comprehensive suite of tax and salary tools
National Calculator
Calculate take-home pay for any province in Canada
Income Tax Calculator
Detailed tax calculations with deductions and credits
Payroll Calculator
Calculate employer payroll deductions and contributions
Salary Converter
Convert between hourly, monthly, and annual salaries
Tax Rates 2025
Current federal and provincial tax brackets
Average Salaries
Compare your salary to Canadian averages