Alberta Take Home Pay Calculator
Calculate your net salary after federal and provincial taxes, CPP, and EI deductions in Alberta. Updated for the 2025 tax year with Alberta's new tax brackets.
Understanding Your Alberta Paycheck
Federal Tax Brackets 2025
| Taxable Income | Federal Tax Rate |
|---|---|
| $0 - $57,375 | 15% |
| $57,375 - $114,750 | 20.5% |
| $114,750 - $177,882 | 26% |
| $177,882 - $253,414 | 29% |
| Over $253,414 | 33% |
Federal Basic Personal Amount: $16,129
Alberta Tax Brackets 2025
| Taxable Income | Alberta Tax Rate |
|---|---|
| $0 - $151,234 | 10% |
| $151,234 - $181,481 | 12% |
| $181,481 - $241,974 | 13% |
| $241,974 - $341,502 | 14% |
| Over $341,502 | 15% |
Alberta Basic Personal Amount: $21,003
Alberta Tax Advantage
Alberta has no provincial sales tax and relatively low provincial income tax rates, making it one of the most tax-friendly provinces in Canada. The high basic personal amount of $21,003 means more of your income is tax-free compared to other provinces.
CPP and EI Contributions 2025
Canada Pension Plan (CPP)
- Employee Rate: 5.95%
- Basic Exemption: $3,500
- Maximum Pensionable Earnings: $71,300
- Annual Maximum: $4,038.40
Employment Insurance (EI)
- Employee Rate: 1.64%
- Maximum Insurable: $65,700
- Annual Maximum: $1,077.48
Alberta Salary Example: $75,000
Here's how a typical $75,000 salary breaks down in Alberta for 2025:
Alberta Salary Comparison by City
Average and median salaries across Alberta's major cities (2025 data):
| City | Average Salary | Median Salary | Take-Home (Est.) | Cost of Living |
|---|---|---|---|---|
| Calgary | $64,600 | $55,000 | $49,800 | Above Average |
| Edmonton | $56,800 | $49,500 | $44,100 | Average |
| Red Deer | $52,000 | $45,000 | $40,800 | Below Average |
| Lethbridge | $48,500 | $42,000 | $38,200 | Below Average |
| Fort McMurray | $89,000 | $78,000 | $67,500 | High |
Frequently Asked Questions - Alberta Taxes
Does Alberta have a provincial sales tax?
No, Alberta is one of the few provinces in Canada without a provincial sales tax (PST). Residents only pay the federal GST of 5% on most goods and services, making it a tax-friendly province for consumers.
What is the basic personal amount in Alberta for 2025?
The Alberta basic personal amount for 2025 is $21,003, which is higher than most provinces. This means the first $21,003 of your income is not subject to Alberta provincial tax.
How does Alberta's tax rate compare to other provinces?
Alberta has one of the lowest provincial tax rates in Canada, with a flat 10% rate on most income levels. Combined with no PST, Alberta residents typically keep more of their income compared to residents of higher-tax provinces like Quebec or Nova Scotia.
Are there any additional taxes or deductions in Alberta?
Apart from federal and provincial income taxes, CPP, and EI, Alberta residents don't have additional provincial deductions like health premiums (Ontario) or QPP/QPIP (Quebec). This simplifies the tax calculation and typically results in lower overall deductions.
When do I need to file my Alberta tax return?
Alberta residents file their taxes with the Canada Revenue Agency (CRA) by April 30, 2025 for the 2024 tax year. Self-employed individuals have until June 15, 2025, but any balance owing is still due by April 30.